Welcome to Online Loans Dallas, TX! These Terms of Use (“Terms”) govern your access to and use of our website and services. By accessing and using our website, you agree to comply with these Terms and all applicable laws. Please read these Terms carefully before using our website and services. If you do not agree with these Terms, please do not use our website.
1. Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms and all other applicable laws and regulations. These Terms apply to all visitors, users, and others who access or use the Site. If you do not agree to these Terms, you should not use our Site.
2. Eligibility
To use our website and apply for loans through Online Loans Dallas, TX, you must meet the following criteria:
- You are at least 18 years of age.
- You are a U.S. resident with a valid Social Security number.
- You have a valid bank account.
- You are employed or have a reliable source of income.
We reserve the right to refuse service to anyone who does not meet these eligibility requirements.
3. Loan Application Process
Our website allows you to apply for loans online. By submitting an application, you authorize Online Loans Dallas, TX to:
- Review and verify your application and personal information.
- Assess your eligibility for a loan.
- Provide you with a loan decision.
Please note that submitting an application does not guarantee loan approval. All loan decisions are based on our evaluation process and subject to applicable state and federal laws.
4. Use of Website and Services
You agree to use our website and services for lawful purposes only. You will not engage in any of the following actions:
- Interfere with the proper functioning of the Site.
- Use the Site for fraudulent or illegal activities.
- Attempt to gain unauthorized access to our systems or data.
- Use the Site in a manner that violates any laws or regulations.
We reserve the right to terminate your access to our website if we believe you have violated any of these Terms.
5. Privacy and Data Collection
Your use of our website is also governed by our Privacy Policy. We collect personal information from you as part of the loan application process. By using our website, you consent to the collection and use of your information as described in our Privacy Policy.
6. Intellectual Property
All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of Online Loans Dallas, TX or its content suppliers and is protected by U.S. copyright laws. You are granted a limited, non-exclusive, and non-transferable license to access and use our Site for personal, non-commercial purposes only.
You may not copy, distribute, modify, or create derivative works from any content on our Site without prior written consent from us.
7. Limitation of Liability
Online Loans Dallas, TX strives to ensure that all information on the Site is accurate and up to date. However, we make no warranties or representations regarding the completeness or accuracy of the information provided. We are not liable for any damages arising from your use of the Site, including but not limited to direct, indirect, incidental, or consequential damages.
We do not guarantee that our Site will always be available or free from errors, viruses, or other harmful components. It is your responsibility to ensure that you have the necessary protection and backup systems in place.
8. Dispute Resolution
Any disputes related to these Terms or your use of the Site will be governed by the laws of the state of Texas. You agree to resolve any disputes through binding arbitration rather than through court proceedings. If a dispute arises, we will work with you in good faith to resolve the issue.
9. Modifications to Terms
We reserve the right to update, change, or modify these Terms at any time. Any changes to these Terms will be posted on this page with the updated date. By continuing to use our Site after any changes are made, you agree to the new Terms.
10. Termination of Access
We may suspend or terminate your access to the Site at any time, for any reason, without prior notice, including if we believe you have violated these Terms. Upon termination, all rights granted to you under these Terms will cease immediately.